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Xi-Sign 1000

Token based authentication with one time password

Xi-Sign 1000 is a smart token that generates one time passwords to provide a means of authentication in non face to face situations.

Xi-Sign 1000 is smart because it allows the bank to create the personalized part of the token in the form of a sim card. The system for personalizing the tokens remains the property of the bank which is free to choose the system that is best adapted to its needs. This means the extra investment in token personalization is kept very low.

However there is no costly synchronization of the token with a time based central system since the security is inherent in the creation of the one time password and related PIN number, if used.

Xi-Sign 1000 is smart because it allows a bank to start using the EMV infrastructure to support the creation of one-time passwords even before cards are re-issued to users. The token can later be replaced by a similar device to read a card when EMV cards with CAP application are distributed.


Very easy to use


Non-connected and totally nomadic, Xi-Sign 1000 is easily transported for use at home or in the office. It needs no software installation.

To obtain a password for access to the online bank, you simply press on the button on your Xi-Sign 1000. You will obtain a one time dynamic password, which can then be transmitted to the bank for verification either by typing in on the bank’s e-banking web page, or using a telephone key pad.

The authentication server at the bank checks whether it is the right password according to your identity and gives you access to the banking services. This is a one-time password that does not contain any confidential values, and can only be verified by the bank that issued the card.



Unique smart personalization


Xi-Sign 1000 generates passwords based on EMV which are a worldwide standard for smart cards, with the addition of the CAP application.

The CAP application is placed on a Sim card which is inserted inside the token and thus personalizes the token. The same personalization systems can hence be used to create the Sim card as well as other bank cards and so the tokens can benefit from the same back end infrastructure.

Xi-Sign 1000 can work with Sim cards based on existing card applications, whether they are credit/debit cards or private cards, without any need for updating the card.

When the drawer containing the Sim card is closed shut inside the token it can no longer be opened so the end user cannot tamper with the Sim card.



Highly flexible


Xi-Sign 1000 also exists with the option of three buttons with two buttons (left & right) allowing the scrolling of digits to select and input the PIN number of the token owner. This adds a further level of security with a very basic level of ergonomy. In this case the PIN is checked by the Sim card without any connection to the PC, and is not exposed to any risk at any time.

Xi-Sign 1000 does not require special training and is easily accepted by all types of customers.

Xi-Sign 1000 is light ,easy to carry, and very inexpensive to send to end users.
The batteries are replaceable using a screwdriver which avoids any recycling costs and is in accordance with ecological needs, and the reader can be dismantled to comply with recycling needs.

Xi-Sign 1000 exists with a fixing point to allow the optional inclusion of a chain for a key ring .

Personalized to the bank's colors and logo, Xi-Sign 1000 becomes a powerful image vector, symbolizing the relationship of trust that it generates.


Download Xi-Sign 100 documentation
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